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Jul 01

Understand Real Estate Representation

By: G. M. Filisko Whether you’re buying or selling, it’s important to choose representation that meets your needs in the transaction. You have choices when selecting representation in a real estate transaction. Here are five tips for understanding which type of legal relationship with a real estate professional, called an agency relationship, will best protect …

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Jun 30

Fannie, Freddie may cut loan limits, pushing borrowers to jumbos

Borrowers are already expected to face a challenging lending environment in 2014, and potentially adding to the challenges is a reduction in loan maximums next spring. Simply put, Fannie Mae and Freddie Mac are considering reducing the maximum size of home loans that they can acquire. Critics argue that if borrowers aren’t already concerned about …

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Jun 30

Keep Your Home Purchase on Track

By: G. M. Filisko You’ve found your dream home. Make sure missteps don’t prevent a successful closing. A home purchase isn’t complete until you make it to the closing. Until then, the transaction can fall apart for many reasons. Here are five tips for avoiding mistakes that cause a home sale to crater. 1. Be …

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Jun 29

Short Sales Tips for Sellers

If you’re thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won’t cover your total mortgage obligation and …

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Jun 29

5 Feng Shui Concepts to Help a Home Sell

To put the best face on a listing and appeal to buyers who follow feng shui principles, keep these tips in mind. 1. Pay special attention to the front door, which is considered the  mouth of chi (chi is the  life force of all things) and one of the most powerful aspects of the entire …

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Jun 28

But Seriously, What Can I Afford

One of the most important questions you need to ask yourself in the home buying process is:  How much can I pay for a house and still have a life Ultimately, only you can decide what you can afford to spend monthly on a house payment and still be able to live the lifestyle you …

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Jun 28

Tax Benefits of Homeownership

The tax deductions you re eligible to take for mortgage interest and property taxes greatly increase the financial benefits of homeownership. Here s how it works. Assume: $9,877 = Mortgage interest paid (a loan of $150,000 for 30 years, at 7 percent, using year-five interest) $2,700 = Property taxes (at 1.5 percent on $180,000 assessed …

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Jun 27

C.A.R. reports California’s housing market improves 30% in June

California’s housing market continued to show signs of improvement in June, as home sales experienced solid gains annually and home prices reached their highest level since August 2010, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) said today. “Although home sales throughout the state continued to improve compared with a year earlier, we did see a modest …

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Jun 27

6 Tips for Buying a Home in a Short Sale

By: G. M. Filisko By preparing for a real estate short sale, you can emerge with a great home at a favorable price. When sellers need to sell their home for less than they owe on their mortgage, they’re shooting for a short sale. Short sale homes can sometimes be bargains, but only if you …

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Jun 26

5 Things to Know About Title Insurance.

Title insurance protects the holder from any losses sustained from defects in the title. It s required by most mortgage lenders. Here are five other things you should know about title insurance. 1. It protects your ownership right to your home, both from fraudulent claims against your ownership and from mistakes made in earlier sales, …

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Daniel Andrade, REALTOR® DRE #: 01849983
Century 21 My Real Estate Co
7825 Florence Avenue, Downey , CA 90240
call today 323-215-9836
daniel@mynewhouses.com

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