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Jun 01

George Carlin

“Well, if crime fighters fight crime and fire fighters fight fire, what do freedom fighters fight? They never mention that part to us, do they?”

Jun 01

How to Read Your Settlement and HUD-1

Your Settlement and HUD-1 You can grab the Full 49 Page HUD’s new settlement cost booklet (updated 1/6/2010 with corrections of minor detail) You have determined what you can afford, found the right house and shopped for the best loan for you. After all the hard work, it is time to go to settlement, but …

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Jun 01

How Big of a Mortgage Can I Afford?

Not only does owning a home give you a haven for yourself and your family, it also makes great financial sense because of the tax benefits  which you can t take advantage of when paying rent. The following calculation assumes a 28 percent income tax bracket. If your bracket is higher, your savings will be, …

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May 31

Albert Einstein

“Insanity: doing the same thing over and over again and expecting different results.”

May 31

Rental Assistance Programs

The REALTOR community recognizes the importance of helping people enter and remain in the housing market as both a way of battling homelessness and as the first step towards homeownership.The housing crisis is particularly critical for very-low and low-income renters. According to HCD, nearly half of all renters paid more than 30 percent of their …

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May 31

Redevelopment Agencies Set-Asides

To accomplish revitalization of blighted areas Redevelopment Agencies (RAs): make loans to small businesses and non-profit incubators; alter, improve, modernize, reconstruct, or rehabilitate existing structures (commercial, residential, industrial and retail); and engage in other activities geared to the preservation of affordable housing, such as the creation or rehabilitation of affordable and market rate housing. The …

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May 30

Michael Crichton

“Historically, the claim of consensus has been the first refuge of scoundrels; it is a way to avoid debate by claiming that the matter is already settled.”

May 30

KEEPIN UP

So, you are in your home-sweet-home. Ownership has many rewards, so it is important to maintain that ownership! Here are some tips and advice on how to keep your head above water: Review the budget you set up for yourself. Are you staying within those limits Check with a tax advisor to make sure you …

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May 30

The government may have the right home for you!

With all the bank foreclosures and the mountain of short sales, we forget that the government is also in the foreclosure business. Government back mortgages get returned to the government and are available for purchase. Here are a few programs that you might be interested in HUD Homes I can write HUD offers for you! …

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May 29

Wernher von Braun

“We can lick gravity, but sometimes the paperwork is overwhelming.”

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Daniel Andrade, REALTOR® DRE #: 01849983
Century 21 My Real Estate Co
7825 Florence Avenue, Downey , CA 90240
call today 323-215-9836
daniel@mynewhouses.com

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