Aug 01

Resources for Struggling Homeowners.

Resources for Struggling Homeowners California has been among the states hardest hit by the housing crisis. Senator Boxer has fought for policies to keep families in their homes, to promote access to affordable housing and to ensure responsible lending practices and greater transparency. To help homeowners facing foreclosure, Senator Boxer has worked on measures to …

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Aug 01

Short Sale Vs Foreclosure Means Weighing All The Options

Mortgagees behind on their monthly house payment have the difficult decision of short sale vs foreclosure. There are pros and cons of either option, but the final determination is based on the amount of time and work to be spent. A judicial foreclosure lowers one’s credit score up to four hundred points and remains on …

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Jul 31

Q-A Series – CLOSING

Q. WHAT HAPPENS AFTER I’VE APPLIED FOR MY LOAN It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Its not unusual for the lender to ask for more information once the application has been submitted. The sooner you can provide the information, the faster your application will be processed. …

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Jul 31

Why You Might Need Expert Probate Legal Advice

If you have suffered the loss of your spouse or close family member, then it is likely that you may have dealt with probate, or at least have heard of the term. Basically probate is the term which where the deceased estate, for instance property and money, is distributed to those named in the will …

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Jul 30

Selling Your Home? Know the Perils of a Pocket Listing

As the California real estate market changes, so does the vocabulary of real estate. Once common phrases from the real estate recession such as distressed property, short sale, and shadow inventory are fast being replaced as the real estate market improves by new phrases, such as equity sale, multiple offers, and “off-MLS” or “pocket” listings. …

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Jul 30

U.S. Banks Start to Ease Limits on Lending

A brightening economic outlook for the country could be enhanced as big banks begin to ease limits on lending, thereby creating new opportunities for consumers and businesses to borrow and obtain credit. According to the U.S. Office of the Comptroller of the Currency, institutions’ risk appetite has grown, along with the economy, as access to …

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Jul 29

How confident are Americans in getting a mortgage?

Consumer attitudes toward the economy are improving along with Americans’ confidence in their ability to obtain a mortgage. According to Fannie Mae’s January 2014 national survey, 52 percent of consumers said they could easily get a mortgage, which is an increase of two percentage points and all-time survey high. Optimistic views toward personal finances and …

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Jul 29

10 Questions to Ask the Condoboard

Before you buy, contact the condo board with the following questions. In the process, you ll learn how responsive  and organized  its members are. You ll also be alerted to potential problems with the property. 1. What percentage of units is owner-occupied What percentage is tenant-occupied Generally, the higher the percentage of owner-occupied units, the …

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Jul 28

Fannie Mae Announces 3.5 Percent Assistance

WASHINGTON, DC — Fannie Mae (FNMA/OTC) today announced a seller assistance incentive on Fannie Mae-owned properties listed on the company’s REO website, www.HomePath.com, and expands the initiative to offer an incentive to real estate agents and brokers. Qualified homebuyers who will be owner-occupants can receive up to 3.5 percent of the final sales price that …

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Jul 28

10 Important Tips to Successful Real Estate Investing

Be a Real Estate Investor – 10 Important Secrets When it comes to investing, everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know: 1. Compare Property Values and Rents Financial statistics only go so far; the best measure of a property’s …

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Daniel Andrade, REALTOR® DRE #: 01849983
Century 21 My Real Estate Co
7825 Florence Avenue, Downey , CA 90240
call today 323-215-9836
daniel@mynewhouses.com

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