Dec 22

Real Property Report – California, April 2014

April Home Sales Gain 20 Percent For the Month BUT Year-to-Date Sales Lowest Since 2008 California single-family home and condominium sales in April 2014 were up 20.0 percent for the month but were down 13.3 percent from April 2013. Despite April gains, year-to-date sales volume was at its lowest level since 2008. […] …read more

Dec 22

FHA Rates are Going UP!

As part of ongoing efforts to encourage the return of private capital in the residential mortgage market and strengthen the Federal Housing Administration’s (FHA) Mutual Mortgage Insurance Fund, Acting FHA Commissioner Carol Galante today announced a new premium structure for FHA-insured single family mortgage loans. FHA will increase its annual mortgage insurance premium (MIP) by …

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Dec 21

ZILLOW REPORTS: 12 Million STILL Underwater

The news has been alive with reports of the growing U.S. housing market recovery and a cursory observation suggests that the entire country is on the mend, but the truth is that there are millions who continue to battle foreclosure at every turn. Zillow reports that nearly 29% of all Americans who hold a mortgage, …

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Dec 21

Q-A Series – FINDING YOUR HOME

Q. WHAT SHOULD I LOOK FOR WHEN DECIDING ON A COMMUNITY Select a community that will allow you to best live your daily life. Many people choose communities based on schools. Do you want access to shopping and public transportation Is access to local facilities like libraries and museums important to you Or do you …

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Dec 20

5 Largest Banks in the 2012 National Mortgage Settlement

Federal Government & Attorneys General reach landmark settlement with major banks  Roughly $25 billion in relief for distressed borrowers, states and federal government. After many months of negotiation, 49 state attorneys general and the federal government have reached agreement on a historic joint state-federal settlement with the country’s five largest loan servicers: Ally/GMAC Bank of America Citi …

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Dec 20

5 Secrets to Buying the Best House for Your Money

1. Get “Pre-Approved” – Not “Pre-Qualified!” Do you want to get the best property you can for the least amount of money? Then make sure you are in the strongest negotiating position possible. Price is only one element in the negotiations, and not necessarily the most important one. Often other terms, such as the strength …

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Dec 19

12 Questions to Ask When Choosing Your REALTOR

Make sure you choose a REALTOR who will provide top-notch service and meet your unique needs. 1. How long have you been in residential real estate sales Is it your full-time job While experience is no guarantee of skill, real estate  like many other professions  is mostly learned on the job. 2. What designations do …

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Dec 19

Consumers well-attuned to direction of housing market

Fannie Mae’s August 2013 “National Housing Survey” found that Americans’ outlook on housing growth, which has been trending upward since the beginning of the year, has hit a plateau, likely due to concerns regarding the potential tapering of the Federal Reserve’s asset purchases. Survey data show that consumers expect home prices to continue to grow …

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Dec 18

Why You Should Work With a REALTOR

Not all real estate practitioners are REALTORS . The term REALTOR is a registered trademark that identifies a real estate professional who is a member of the NATIONAL ASSOCIATION of REALTORS and subscribes to its strict Code of Ethics. Here are five reasons why it pays to work with a REALTOR . 1. You ll …

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Dec 18

Short sales routinely show up in credit reports as foreclosures

Large numbers of homeowners who have negotiated short sales are at risk because of a startling omission in the credit system. Their credit reports and scores indicate that they were foreclosed upon, rather than having negotiated a mutually agreeable resolution with their lender, and the Federal Trade Commission and the Consumer Financial Protection Bureau are …

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Daniel Andrade, REALTOR® DRE #: 01849983
Century 21 My Real Estate Co
7825 Florence Avenue, Downey , CA 90240
call today 323-215-9836
daniel@mynewhouses.com

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