CalPATH is a program available exclusively to Mountain West Financial clients and is designed to benefit those that serve our local communities.
To qualify, you must be a member of one of the following:
- California State Teachers Retirement System (CalSTRS)
- California Public Employees Retirement System (CalPERS)
- Legislators Retirement System (LRS)
- Judges Retirement System (JRS)
With no additional qualifying, benefits of the a CalPATH home loan include:
- Reduced processing and underwriting fees
- FHA or Conventional loan options available
- Can be used with other downpayment assistance programs
- Available for high balance loans
- 15 or 30 year terms available
- No additional qualifying follows FHA & Conventional standard guidelines
- One free float down during the first 30 days after the rate is locked, if rates become lower you can “float down” to that new lower rate
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