CalPATH – California State Teachers Retirement System (CalSTRS)

CalPATH is a program available exclusively to Mountain West Financial clients and is designed to benefit those that serve our local communities.

To qualify, you must be a member of one of the following:

  • California State Teachers Retirement System (CalSTRS)
  • California Public Employees Retirement System (CalPERS)
  • Legislators Retirement System (LRS)
  • Judges Retirement System (JRS)

With no additional qualifying, benefits of the a CalPATH home loan include:

  • Reduced processing and underwriting fees
  • FHA or Conventional loan options available
  • Can be used with other downpayment assistance programs
  • Available for high balance loans
  • 15 or 30 year terms available
  • No additional qualifying follows FHA & Conventional standard guidelines
  • One free float down during the first 30 days after the rate is locked, if rates become lower you can “float down” to that new lower rate
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