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Tips for Making Sure Your Contractor Measures Up

10 Tips for Making Sure Your Contractor Measures Up…

  1. Hire only licensed contractors.
  2. Check a contractor’s license number online at www.cslb.ca.gov or by calling (800) 321-CSLB (2752).
  3. Get at least three bids.
  4. Get three recent references and visit them to see how the work was done
    from each bidder and review past work in person.
  5. Make sure all project expectations are in writing and only sign the contract if you completely understand the terms.
  6. Confirm that the contractor has workers’ compensation insurance for employees.
  7. Never pay more than 10% down of $1,000, whichever is less. Don’t pay in cash.
  8. Don’t let payments get ahead of the work.
  9. Keep a job file of all papers relating to your project, including all payments.
  10. Don’t make the final payment until you’re satisfied with the job.
The Contractor may not be happy with these, but if they’re honest it won’t be a problem for them


Why You Might Need Expert Probate Legal Advice

If you have suffered the loss of your spouse or close family member, then it is likely that you may have dealt with probate, or at least have heard of the term.

Basically probate is the term which where the deceased estate, for instance property and money, is distributed to those named in the will – the beneficiaries. It gives one or more people the legal authority to carry out this out. It also gives them the authority to collect in all of the deceased’s money, such as from insurance policies and paying any debts owed.

Probate is a complicated legal process, and it is for this very reason that people require professional assistance. Probate legal advice can be gained from probate solicitors.

The person dealing with the deceased’s will is called the executor. The executor will have the known what their role would be when the will was drawn up. Their legal right to deal with its provisions is through a document called “grant of probate.|”

Probate can be applied for even if the deceased never left a will. In such cases the next of kin applies for letters of administration.

It is permissible to apply for grant of probate without the assistance of probate solicitors. It can be applied for through the Probate Service. However, this process can very time consuming. This is why many people instead choose to apply for the grant through solicitors. This is often the wisest choice as he will have the professional knowledge to offer probate legal advice.

Probate solicitors can be found through the Law Society. The information can be gained through the society’s website. Alternatively, you might want to search online – either for local probate solicitors or for a source of online probate legal advice. Finally, perhaps the best way of choosing your probate solicitors is through recommendation from friends or family.

A grant may not be needed in certain circumstances. For instance, the home may have been left to the surviving spouse or partner, or the bank accounts were held jointly. Here the production of death certificate may be enough for funds to be transferred to the surviving partner.

Those acting as executors of the will have many duties to perform once they have received the grant. The assets of the deceased have to be gathered together and of the deceased’s outstanding bills paid off. Then the balance will have to be passed on to the beneficiaries named in the will. As well as this, everything that has been gathered in, paid out and then paid to those named in the will has to be accounted for. This alone is one of the many reasons why people seek probate legal advice.

Article Source: http://www.articlesnatch.com

About the Author:
If you are looking for specialist probate legal advice but you can rely on, get in touch with the expert Probate Solicitors at Bonallack & Bishop – who offer an online fixed fee probate service for clients nationwide.

CalHFA Multifamily Loan Finance Programs Division

Provides permanent financing for the acquisition, rehabilitation and preservation of existing rental housing, as well as the new construction of rental housing. CalHFA-financed affordable units are targeted to low and moderate-income families and individuals in California. Through its subdivision Specific Multifamily Programs, it also offers development information including lending programs, financing terms, loan application forms and processing requirements.

CalFHA establishes partnerships with city and county officials, local housing agencies, affordable housing developers, construction lenders and other housing sponsors to develop and deliver its programs. This collaborative approach helps expand housing opportunities by maximizing the financial resources available to support the State s housing needs.

The division offers information on:

  • Multifamily Programs
  • Construction Loan Program
  • HUD Section 202 Refinancing Program
  • Loan to Lender Program
  • Permanent Financing Program
  • Predevelopment Finance Program
  • Preservation & Acquisition Finance Program (Prop. 46)
  • Special Financing Needs
  • Tax Exempt Bridge Financing Program
  • Multifamily Asset Management and Affordable Rental Housing Developments.

If you are interested in a partnership Multifamily Finance Division call 916.322.5123 or visit www.calhafa.ca.gov.


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