Purchase Assistance Programs

For most first-time homebuyers, the greatest obstacle to owning a home is the down payment. Fortunately, to help fill this need, homebuyers throughout the State of California can access different assistance programs that enable them to reach the dream of homeownership. The federal, state and local government, and non-profit organizations …

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Forms You ll Need to Sell Your Home

1. Property disclosure form. This form requires you to reveal all known defects to your property. Check with your state government to see if there is a special form required in your state. 2. Purchasers access to premises agreement. This agreement sets conditions for permitting the buyer to enter your …

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California Public Employee & Teacher Home Loan Program (CalPATH)

California Public Employee & Teacher Home Loan Program (CalPATH) is now available for Teachers, Police Officers, Fire Fighters and other Public employees in California.  Best of all, you do not need to be a first time homebuyer to take advantage of this new loan program! CalPATH Program Benefits:     Lower Rates & Reduced Lender Feesfor Public Employees in Californnia …

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Moving Checklist for Sellers.

___Provide the post office with your forwarding address two to four weeks ahead of the move. ___Notify your credit card companies, magazine subscriptions, and bank of your change of address. ___Create a list of friends, relatives, and business colleagues who need to be notified about your move. ___Arrange to disconnect …

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My Life As A Number CREDIT

Credit is an important part of buying a home. Lenders will scrutinize your credit history to determine if you are qualified to buy a home and what interest rates and fees to charge. The difference between having just okay credit and good credit can cost you tens of thousands of …

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