Keep Your Home Purchase on Track

By: G. M. Filisko You’ve found your dream home. Make sure missteps don’t prevent a successful closing. A home purchase isn’t complete until you make it to the closing. Until then, the transaction can fall apart for many reasons. Here are five tips for avoiding mistakes that cause a home …

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Tax Benefits of Homeownership

The tax deductions you re eligible to take for mortgage interest and property taxes greatly increase the financial benefits of homeownership. Here s how it works. Assume: $9,877 = Mortgage interest paid (a loan of $150,000 for 30 years, at 7 percent, using year-five interest) $2,700 = Property taxes (at …

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Purchase Assistance Programs

For most first-time homebuyers, the greatest obstacle to owning a home is the down payment. Fortunately, to help fill this need, homebuyers throughout the State of California can access different assistance programs that enable them to reach the dream of homeownership. The federal, state and local government, and non-profit organizations …

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Forms You ll Need to Sell Your Home

1. Property disclosure form. This form requires you to reveal all known defects to your property. Check with your state government to see if there is a special form required in your state. 2. Purchasers access to premises agreement. This agreement sets conditions for permitting the buyer to enter your …

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California Public Employee & Teacher Home Loan Program (CalPATH)

California Public Employee & Teacher Home Loan Program (CalPATH) is now available for Teachers, Police Officers, Fire Fighters and other Public employees in California.  Best of all, you do not need to be a first time homebuyer to take advantage of this new loan program! CalPATH Program Benefits:     Lower Rates & Reduced Lender Feesfor Public Employees in Californnia …

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